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Styles Personal Risk Management Chris and Karen are married and own a three-bedroom home in a large Midwestern city. Their son, Christian, attends to college away from home and lives in a fraternity house. Their daughter, Kelly, is a senior in high school. Chris is an accountant who works for a local accounting firm. Karen is a marketing analyst and is often away from home several days at a time. Kelly earns extra cash by babysitting on a regular basis. The family's home contains household furniture, personal property, a computer that Chris uses to prepare business tax retums on weekends, and a laptop computer that Karen uses while traveling The family also owns three cars. Christian drives a 1995 Ford; Chris drives a 2002 Pontiac for both business and personal use; and Karen drives a 2004 Toyota and a rental car when she is traveling. Although the family has owned their home for several years, they are considering moving because of the recent increase in the violent crime in their neighborhood 1. Identify major pure loss exposures to which Chris and Karen are exposed to with respect to each of for each of the following categories. 2. For each identified exposure, identify (a) one peril; (b) one related hazard, and (c) an appropriate personal risk management technique that could be used to treat the exposure. Category Peril Hazard Specific Exposure Risk management Technique Human capital loss exposures Property loss exposures 1. Identify major pure loss exposures to which Chris and Karen are exposed to with respect to each of for each of the following categories. 2. For each identified exposure identify (a) one peril; (b) one related hazard, and (c) an appropriate personal risk management technique that could be used to treat the exposure. Category Peril Hazard Specific Exposure Risk management Technique Human capital loss exposures Property loss exposures Liability loss exposures