please answer this two questions thank you

Do believe that protection fees of packages are worth to be paid? why? why not?

When you checkout from a website after you selcted your favorite items, the website asks you if you want to add protection fees that save your money if your package damages or sink. Do you believe that this simple fees really ensure your right of refund? Does it tell that your package is in danger? if you have experienced this, please mention it after your answer.

Do you fall for urgency or scarcity tactics from companies trying to get you to buy their products?

A lot of companies try to market their sales as urgency or scarcity. Meaning the product is ending soon or the products selling fast. Company's use these tactics because they want the customer to act on a feeling of need.

As soon as a consumer starts to hesitate, the chance the sale will happen lessen greatly. As a business owner trying to sell your product, you never want to hear "maybe later". In translation that almost always means "No.".

I know when I am shopping online and the site says the sale is ending at midnight, I will pressure to check out quickly. Or if I know a certain product I want is going sale but tends to sell out fast, I will be on top to see when the product is released to purchase it right away.