please answer with reason

When creditors provide funds to a firm, which of the following is/are true?

Select one:

A. The firm must repay, usually with interest, in specific amounts at specific dates.

B. Long-term creditors require repayment from the borrower over a period of time that exceeds one year.

C. All of the above

D. One common form of long-term financing is bonds.

Which of the following is/are true regarding the T-account?

a.	the name or title of the account appears on the horizontal line.
b.	dates and other information can appear in T-accounts.
c.	one side of the space formed by the vertical line records increases in the item and the other side records decreases.
d.	all of the above