Please assist me to get the solutions for this question. Thank you

A life aged 45 exact purchases a 3-year assurance policy with a sum assured of 50,000 payable if death occurs in the first policy year. 75,000 payable if death occurs in the second policy year and 100,000 payable if death occurs in the third policy year. The death benefit is payable at the end of the policy year of death. On survival to the end of the term of the policy, a benefit is payable equal to the total premiums paid. Level premiums of 5,000 are payable annually in advance throughout the term of the policy or until earlier death. Calculate the expected present value of the profit or loss on the contract. Basis: Mortality AM92 Select Interest earned on cash flows 3% per annum Initial expenses 165 Renewal expenses 2.5% of the annual premium incurred at the start of both the second and third policy years Risk discount rate 4% per annum Assume no additional reserves are required for this policy [7] A life insurance company has a portfolio of whole of life assurance policies. Premiums on these policies are payable annually in advance and the benefits are payable at the end of the year of death. You are given the following information relating to a group of policies within the portfolio of whole of life assurance policies: Age exact on Total sum assured in force Reserves held on 31 December 2017 I January 2017 on 1 January 2017 for policies in force at that dute 57 1,567,000 576,000 During 2017, there were 2 death claims as follows: One claim on a policy which was issued on 1 January 2003 for a sum assured of 25,000. The second claim on a policy which was issued on 1 January 1997 for a sum assured of 10,DO0. Calculate the mortality profit or loss for 2017 to the company in respect of this group of policies assuming net premium reserves are held on the following basis: Mortality AM92 Ultimate Rate of Interest 4% per annumn [7]