please explainX meaning in answer a&e

and do f&g

thanks

7. (15 points, 2 points per item in part 1 and 1 point for part 2) Plumber's Bank Corporation (PBC) is a successful bank that it prides itself of being well protected against liquidity problems. PBC just released its balance sheet and income statement for 2018. We also know that PBC's bank peer group NIM is 4.65% and overhead efficiency ratio is 65%. Answers to the second decimal place Plumber's Bank Corporation (form 10-K, US$ million) Assets Liability and Equity Cash S 850 Deposits $ 6,475 Securities 1,925 Other Borrowing 1,645 Loans 5,400 Equity Others 975 Total $ 9,150 Total $ 9,150 1,030 Income Statement Interest income on loans Interest income on securities Interest expense Non-interest income Non-interest expense Provision for loan loss Taxes Net Income $ 450 95 246 78 112 35 115 $ 115 Answers 7a. Based on the statements, please calculate the following ratios: 8.89% c) ROA = a) Equity Multiplier = 9150/1030 b) ROE = 11511030 11519150 d) Profit margin 115/1450 +95 +78) c) Asset utilization ratio = (450+95 +78'11.9158 f) Net interest margin g) Overhead efficiency ratio = -18 1,26% ) 188by b. IX