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1. a. b. C. d. a b. c. d The primary factor for determining when a worker is an employee or an independent contractor is whether: the worker is paid directly by the employer: the worker listens to the employer; the employer is a company with 50 or more employees; the employer retains the right to control the time, method and manner of the worker's work. 2. An Agency relationship may arise by: express agreement; implied agreement; ratification, by operation of law all of the above. An Agent owes the Principal the duties of: performance, obedience: notification: e. accounting loyalty: e 3. d POP b all of the above