please hand-write or type out work, not using a spreadsheet

5. A loan of 200,000 is taken out with the interest being 5 percent effective. Payments are made at the end of the year. 10 points: calculate the payments if the remaining balance is to be 100,000 dollars and the end of a 10 year period. Include the total interest paid during this 10 year period. 10 points: now the remaining balance is to be paid off in 10 more years by a conven- tional amortization method with interest now increasing to 6 percent effective. What are the new payments? 5. A loan of 200,000 is taken out with the interest being 5 percent effective. Payments are made at the end of the year. 10 points: calculate the payments if the remaining balance is to be 100,000 dollars and the end of a 10 year period. Include the total interest paid during this 10 year period. 10 points: now the remaining balance is to be paid off in 10 more years by a conven- tional amortization method with interest now increasing to 6 percent effective. What are the new payments