Question: please help, also please show me the formula Annuity Payment and EAR You want to buy a car, and a local bank will lend you

please help, also please show me the formula

please help, also please show me the formula Annuity Payment and EAR

Annuity Payment and EAR You want to buy a car, and a local bank will lend you $25,000. The loan would be fully amortized over 5 years (60 months), and the nominal interest rate would be 9%, with interest paid monthly. What is the monthly loan payment? Do not round intermediate calculations. Round your answer to the nearest cent. $ What is the loan's EFF\%? Do not round intermediate calculations. Round your answer to two decimal places. %

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