Question: Please help, and do not use Excel! need to know how to do this manually and with a calculator. Thanks! Please provide the correct formula

Please help, and do not use Excel! need to know how to do this manually and with a calculator. Thanks!
Please help, and do not use Excel! need to know how to

Please provide the correct formula with the correct numbers in the formula and then answer the following question. To receive full credit you must have the correct formula and answer. Example: What is the future value of $10,000 10 years from now with a 5% interest rate? Correct Answer: FV= (10000)*(1+0.05)^(10)= $16,288.95 You will receive 13 payments of $3,000 per year, with the first payment starting today. The interest rate is 3%, what is the present value of this cash stream

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