please help and solve

1. Which retirement plan is managed by the U.S. government? O Fixed Annuity O Roth IRA O Traditional IRA O Social Security 2. Which retirement plan is considered a defined-contribution plan? O Fixed Annuity O Pension Plan O Social Security O Traditional IRA 3. You made contributions to a Traditional IRA over the course of 30 working years. Her contributions averaged $5,000 annually. Yon was in the 27% tax bracket during her working years. The average annual rate of return on the account was 3%. Upon retirement, You stopped working and making IRA contributions. Instead, she started living on withdrawals from the retirement account. At this point, Yon dropped into the 15% tax bracket. Factoring in taxes, what is the effective value of Yon's Traditional IRA at retirement? Assume annual compounding- O $209,331.83 $173,650.27 $343,862.19 O $202,195.52 4. Kirby made contributions to a Roth IRA over the course of 35 working years. His contributions averaged $2,000 annually. Kirby was in the 26% tax bracket during his working years. The average annual rate of return on the account was 5%. Upon retirement, Kirby stopped working and making Roth IRA contributions. Instead, he started living on withdrawals from the retirement account. At this point, Kirby dropped into the 15% tax bracket. Factoring in taxes, what is the effective value of Kirby's Roth IRA at retirement? Assume annual compounding- O $170,140.61 O $172,940.61 O $162,440.61 O $133,674.05 Your teacher will grade your response to ensure you receive proper credit for your answer. 5. Maggie is a 25-year old woman entering the workforce. She plans to start investing in an IRA right away, contributing as much as she can throughout her career. Now, and for several years while she is just starting out in her line of work, Maggie's income level is not particularly high so she is in one of the lower tax brackets. At this point, which type of IRA would be best for Maggie, a Traditional or Roth IRA? Explain your reasoning using complete sentences