Please help answer the following and explain.

Application Question 2-6. Fernwood Insurance Agency (FIA) is insured under a Commercial Crime Coverage Form that includes the Employee Theft insuring agreement. Indicate whether FIA's Employee Theft insuring agreement would cover each of these losses. If FIAs employee theft insurance would not cover a loss, explain why. a. One of FIA's employees, a bookkeeper, wrote several unauthorized register checks to herself for computer equipment she allegedly purchased for the agency office. Then she tricked FIA's treasurer into signing the checks. The equipment was delivered to her home and was never taken to the agency office. Commercial Crime Insurance 9.7 b. FIAS Systems Department vice president discovered that Hal, of FIAS Information Technology Department, sold one of the computer programs he developed while working for FIA to a competitor, as well as the data associated with that program. The program was owned and copyrighted by FIA Application Question 5.4. For nine consecutive years with the same insurer, Emily has insured her souve. nir shop under the loss sustained version of the Insurance Services Office, Inc. (ISO) Commercial Crime Coverage Form, which includes the Employee Theft insuring agreement. During the ninth year of coverage, she learned that her staff accountant, Jerome, had been embezzling funds in July (her peak season) for each of the last six years. Identify which condition determines whether Emily's crime form covers this loss, and explain which policy covers the loss and why. Application Question 2-6. Fernwood Insurance Agency (FIA) is insured under a Commercial Crime Coverage Form that includes the Employee Theft insuring agreement. Indicate whether FIA's Employee Theft insuring agreement would cover each of these losses. If FIAs employee theft insurance would not cover a loss, explain why. a. One of FIA's employees, a bookkeeper, wrote several unauthorized register checks to herself for computer equipment she allegedly purchased for the agency office. Then she tricked FIA's treasurer into signing the checks. The equipment was delivered to her home and was never taken to the agency office. Commercial Crime Insurance 9.7 b. FIAS Systems Department vice president discovered that Hal, of FIAS Information Technology Department, sold one of the computer programs he developed while working for FIA to a competitor, as well as the data associated with that program. The program was owned and copyrighted by FIA Application Question 5.4. For nine consecutive years with the same insurer, Emily has insured her souve. nir shop under the loss sustained version of the Insurance Services Office, Inc. (ISO) Commercial Crime Coverage Form, which includes the Employee Theft insuring agreement. During the ninth year of coverage, she learned that her staff accountant, Jerome, had been embezzling funds in July (her peak season) for each of the last six years. Identify which condition determines whether Emily's crime form covers this loss, and explain which policy covers the loss and why