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Back to Assignment Attempts Average/11 6. Bank regulation in the United States Which of the following is an accurate description of government-sponsored deposit Insurance? Government permission is needed to establish and operate a depository institution. Banks do not disclose to whom they have made loans and for how much. Government protection from losses may occur if a bank becomes insolvent or fails. There exists a system in which bank charters are granted by both the government and private licensing organizations. Which of the following most accurately explains the information problems that necessitate government-sponsored deposit insurance?? Banks do not disclose to whom they have made loans and for how much Society cannot allow just anyone to open a bank because banks have a lot of proprietary information. The government grants charters to banks. There are no information problems in the banking industry. Grade It Now Save & Continue Continue without saving