Please help me answer these 2 questions

QUESTION 13 Which is the correct definition of Adjusted Gross Income (AGI)? a. Taxable Income less Standard or Itemized Deductions b. Taxes due less tax credit amount c. Below the line deductions d. Gross Income plus Additional Income (Schedule 1) minus Adjustments to Income (Schedule 1) Which of the following is true of loans taken from an employee's 401k or 403b retirement plan accounts? a. The maximum loan amount is $50,000 or 50% of the employee's account balance---whichever is less b. Loans must be paid back into the employee's account to avoid tax and penalties c. If you leave your job and cannot repay the loan amount within the year, it will be treated as a withdrawal and be subject to income tax and a 10% penalty tax if you are under age 591/2 d. All of the above