please help me find the second and third year

Present Value of an Annuity Determine the present value of $220,000 to be received at the end of each of four years, using an interest rate of 10%, compounded annually, as follows: a. By successive computations, using the present value table in Exhibit 8. Round to the nearest whole dollar. First year 200,000 Second Year 181,818 X Third Year 165,289 X Fourth Year 150,262 Total present value 697,370 b. By using the present value table in Exhibit 10. Round to the nearest whole dollar. 697,370 c. Why is the present value of the four $220,000 cash receipts less than the $880,000 to be received in the future? The present value is less due to the compounding of interest over the 4 years