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Q2. (a) Danny plans to purchase an apartment five years from now. The price of the apartment now is RM700,000. The apartment is located closed to mixed-use development. Danny believes that the value of the apartment will increase by 2% per year as it is located in strategic places. Currently, Danny can earn 8% return on investments. Calculate the amount that he needs to invest at the end of each year to enable him to purchase that apartment after 5 years. (6 marks) (b) Adam wishes to have RM2.5 million for his retirement in 30 years with interest rate of 10% per year. (1) Calculate the amount he needs to deposit now to meet his goal. (3 marks) (ii) Calculate the amount he needs to deposit at the beginning of each year to meet his goal