please help me with this question asap

Steve and Jane Ibarra have been married for over two years. They have been trying to save for a down payment on a house, but they feel that there is never anything left over to save. They talked with their parents who suggested that they prepare an income and expense statement. Steve and Jane put together the following worksheet. The following is some additional information. - For income items, they knew yearly amounts. For expenses, in some cases they knew the annual amount (for example, Jane's commuter train pass). They listed those amounts and noted them'as such. - Unfortunately, for other expenses, they provided last month's payment, stating that the amount didn't change much from month to month, - Based on their employer-provided heaith insurance, they incur a copay of $25 per visit. They estimated that they saw the doctor (combined) 5 times during the year. - Jane estimated that she spends about $200 a month on clothing and $220 a month on groceries. - They went on a Carnival Crulse trip that cost $2,200. They took an additional $500 in spending money. That was their oniy vacation. credtr for the particular item