Please help me with this question I am having a hard time figuring it out

1. Rhoda Burner owns a Saad, dad home and has a 2{ chance of experiencing a loss that destroys her home in any given year . Assume that only one loss per year can occur and that If a loss Occurs , her home Is totally destroyed . Suppose that Rhoda purchases a full insurance contract From Acme Insurance for an actuarially fair premium . This contract would pay losses due to the total destruction of Rhoda's home . Assume that Rhoda's contract Is the only Insurance contract that Acme Insurance sold . What Is the actuarially fair premium that Acme Insurance will charge Rhoda In the coming year ? Show all calculations . 2. Wile E., who owns the same type of house and faces the same loss distribution as Rhoda In the question above , also purchases full insurance for an actuarially fair premium from Acme* Insurance . We assume that the two houses are Independent of one another . Show all calculations . a . Create a probability distribution table of possible outcomes for Acme Insurance If Acme* sells insurance to both Rhoda and Wile E . 6 . What Is the expected loss for Acme Insurance if Acme sells insurance to both Rhoda and Wile E. ? How suppose Wile E. has a 4 {` chance of experiencing a total loss in any given Year . Suppose* Acme Insurance still offers WilE E_ and Rhoda the same insurance contract and charges them the Same premium ; in other words , Acme Insurance put Rhode and Wile E. into the same risk pool . Show all calculations . a . { Create a probability distribution table of possible outcomes for Acme Insurance if Acme* sells insurance to both Rhoda and Wile E . b . 1 What premium amount must Wile E . and Rhoda each individually pay if Acme Insurance* wants to " break- even " ?" Will Wile E. purchase this contract if he is charged the " break-even " premium ? Will Rhoda purchase this contract if she is charged the " break - even " premium ? Briefly explain your reason