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Question 8 2 pts Your financial goals include having $50,000 in 3 years to use for a downpayment on a house. To determine the amount you would need to invest today at 4% compounded annually in order to have $50,000 in 3 years, you would use: O present value of an annuity due O present value of an ordinary annuity O future value of an ordinary annuity O present value of a lump-sum Question 9 2 pts A convertible bond allows thSelect] Issuer bondholder [ Select SEC to exchange the bond for D Question 9 2 pts A convertible bond allows the select to exchange the bond for Select either the issuer's common stock or preferred stock, whichever the issuer chooses the issuer's preferred stock either the issuer's common stock or preferred stock, whichever the bondholder chooses the issuer's common stock