please help

Total points: 2/5 Attempts left= Aubrey has been accepted into medical school, a most expensive undertaking. Aubrey has student loans and grants that pay part of the expense, but not all; she still needs $5,000. Aubrey asks her family friend, Clara, if Aubrey can borrow $5,000 and offers to pledge her mother's diamond necklace to ensure she repays the loan. Clara agrees and gives Aubrey $5,000. Aubrey insists that Clara take the diamond necklace and keep it until Aubrey repays all of the $5,000. To make sure that Clara's security interest is perfected, Clara needs to: X file a written security agreement listing the necklace as collateral. file a written security agreement and financing statement, listing the necklace as collateral on both. file a written financing statement listing the necklace as collateral. do nothing, because she has possession of the necklace. Wyatt needs $2,000 to go on vacation. After trying unsuccessfully to come up with a plan to obtain the money, Wyatt comes up with the perfect plan: Wyatt offers to have his mother's jewelry collection cleaned for her, but instead, he takes the jewelry to Perfect Pawn Shop and pledges his mother's jewelry collection as collateral for a loan of $2,000. The jewelry is worth $10,000, so Perfect Pawn Shop agrees to the deal, gives Wyatt the $2,000, and keeps the jewelry. Does Perfect Pawn Shop have a security interest in the jewelry? otal points: 2/5 X No, because Wyatt does not own the jewelry. No, because no financing agreement was filed. Yes, because the jewelry is worth much more than $2,000. Yes, because Perfect Pawn Shop gave value for the jewelry and has possession of the jewelry. Total points: 2/5 Attempts left: Myra purchases a refrigerator from Howard Appliances for $800 for use in her home. Myra pays $200 down and signs an installment sales contract with Howard Appliances to finance the $600 balance. The installment sales contract provides that Myra will pay $50 per month until the $600 balance, plus five percent interest, is paid in full. To perfect its security interest in the $600, Howard must: file the installment sales contract with the secretary of state. file the installment sales contract with the county clerk. file a financing statement with the appropriate government office. HI 829E SUDDY Total points: 2/5 file the installment sales contract with the county clerk. file a financing statement with the appropriate government office. do nothing. Total points: 2/5 Attempts left= Aubrey has been accepted into medical school, a most expensive undertaking. Aubrey has student loans and grants that pay part of the expense, but not all; she still needs $5,000. Aubrey asks her family friend, Clara, if Aubrey can borrow $5,000 and offers to pledge her mother's diamond necklace to ensure she repays the loan. Clara agrees and gives Aubrey $5,000. Aubrey insists that Clara take the diamond necklace and keep it until Aubrey repays all of the $5,000. To make sure that Clara's security interest is perfected, Clara needs to: X file a written security agreement listing the necklace as collateral. file a written security agreement and financing statement, listing the necklace as collateral on both. file a written financing statement listing the necklace as collateral. do nothing, because she has possession of the necklace. Wyatt needs $2,000 to go on vacation. After trying unsuccessfully to come up with a plan to obtain the money, Wyatt comes up with the perfect plan: Wyatt offers to have his mother's jewelry collection cleaned for her, but instead, he takes the jewelry to Perfect Pawn Shop and pledges his mother's jewelry collection as collateral for a loan of $2,000. The jewelry is worth $10,000, so Perfect Pawn Shop agrees to the deal, gives Wyatt the $2,000, and keeps the jewelry. Does Perfect Pawn Shop have a security interest in the jewelry? otal points: 2/5 X No, because Wyatt does not own the jewelry. No, because no financing agreement was filed. Yes, because the jewelry is worth much more than $2,000. Yes, because Perfect Pawn Shop gave value for the jewelry and has possession of the jewelry. Total points: 2/5 Attempts left: Myra purchases a refrigerator from Howard Appliances for $800 for use in her home. Myra pays $200 down and signs an installment sales contract with Howard Appliances to finance the $600 balance. The installment sales contract provides that Myra will pay $50 per month until the $600 balance, plus five percent interest, is paid in full. To perfect its security interest in the $600, Howard must: file the installment sales contract with the secretary of state. file the installment sales contract with the county clerk. file a financing statement with the appropriate government office. HI 829E SUDDY Total points: 2/5 file the installment sales contract with the county clerk. file a financing statement with the appropriate government office. do nothing