please help will rate asap!!! Need help

Consider the following case: On March 1, Deborah's credit card has a balance of $5,626.25. According to the terms of the card's lending agreement, an interest rate of 12% per year is assessed and the monthly finance charges are calculated using the Average Daily Balance (ADB) including purchases method. During the month, Deborah expects to make the purchases listed below and will make a payment of $421.97 on March 23 , and has collected the following additional information: Use the following table to help Deborah estimate her monthly interest charge for March. One way by which Deborah can reduce her finance charges, everything else remaining constant, is to: Request a lower interest rate on her credit card. Make smaller payments. Make more, even more expensive purchases