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Ch 05: End-of-Chapter Problems - Time Value of Money Back to Assignment Attempts Average 3 37. Problem 5.37 (Paying off Credit Cards) eBook Simon recently received a credit card with an 18 nominal interest rate with the card, he purchased an Apple iPhone 7 for $380.6). The minimum payment on the card is only $20 per month If Simon makes the minimum monthly payment and makes no other charges, how many months will it be before he pay off the card? Do not round intermediate calculations. Round your answer to the nearest whole number months) h! Simon makes monthly payments of 365, now many months wn it be before he pays of the debe? Do not round intermediate calculations. Round your answer to the nearest whole number month(s) How much more in total payments will Simon make under the $20-a-month plan than under the 365-a-month plan. Do not round Intermediate calculation Round your answer to the nearest cent 5