please if you could be nice enough to answer both questions. I'll give a like to whomever helps me.

ABC, Inc. has a beta of 16. The U.S. stock market is expected to generate the market risk premium of 8 percent. Currently, Treasury bill yield 1 percent. Based on this information, what is ABC's estimated stock return? (CAPM) (4 points) A) 12.75% B) 12.20 C) 13.80% D) 14.02% 9. An example of off-balance sheet activity includes: (4 points) A) lending money to a depositor. B) borrowing from another bank. C) borrowing from the Federal Reserve. D) issuing lines of credits