PLEASE OFFER A FEEDBACK ON THIS' Week 14: Assignment - Persuasive Essay: Financial Literacy in Schools Every year, countless young adults graduate high school prepared to solve algebraic equations but unprepared to manage a credit card, build savings, or understand loans- leaving them vulnerable to financial struggles. Financial literacy is often overlooked in school curriculums, yet it is a crucial life skill that every student will need in adulthood. Without these skills, many young people face challenges like debt and financial instability. Financial literacy should be a required part of school education because it equips students with necessary money management skills, promotes financial independence, and reduces the risk of future financial instability. Some argue that financial literacy should be taught at home rather than in schools, as parents are better positioned to teach their children about personal finances. While this perspective assumes that parents are well-equipped to provide financial education, it overlooks a large issue- not all parents have knowledge or resources to do so. Lusardi and Messy (2023) explain, "Relying on parents to teach financial literacy exacerbates inequalities, as families from lower- income backgrounds may lack the financial expertise to guide their children." By incorporating financial literacy into school curriculums, we can ensure that all students- regardless of their background- receive equal access to these fundamental skills. Additionally, studies show that students who receive formal financial education are more likely to develop strong financial habits, such as budgeting and saving. Abad-Segura and Gonzalez-Zamar (2019) state that "students exposed to financial literacy programs are better prepared to manage loans, avoid debt, and build a foundation for financial stability." Teaching money management skills in schools addresses disparity in home-based learning while empowering students to make logical financial decisions.