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Question 5 First layer of NC Insurance Underwriting Association (NCIUA) Risk Financing Program is: Member assessments CAT Bond ONCIUA Retained Earnings Reinsurance 2 pts > Question 6 The insured's Personal Umbrella policy requires primary underlying Personal Auto limits of $250,000/500,000/100.000 and the insured's Actus limits are $200,000/500,000/100,000. the insured is at fault in an automobile accident and the other driver receives a judgment against the Umbrella policyholder for $450,000, what is the insured's personal retention before the Umbrella policy will apply? $50,000 O $250,000 $200.000 2 pts Question 7 Dan and Lori Thompson, a married couple, have a personal umbrella with a $2 million limit. The couple has primary policy limits, which meet the Umbrella underlying requirements, as follows: Homeowners 3 (Comprehensive Personal Liability including Personal Injury) $300,000 Personal Auto Policy $250,000/500,000/100.000 Dan and Lori's dog bites a small child. The child's parents sue and are awarded damages of $275,000. What amount, if any, will be paid under the umbrella? O $50,000 O $0 O $25,000 O $275,000