PLEASE ONLY ANSWER THIS IF YOURE 100% sure you know the answer. Last two questions I posted I received the wrong answers and got a 30%. And please label The parts of the question your are answering, like part A,B,C etc. thank you very much. And could you please show all work. Thank you very much, I thank you in advanced!

You are considering two lottery payment options: Option A pays $20,000 today and Option B pays $40,000 at the end of ten years. Assume you can earn 6 percent on your savings. Which option will you choose if you base your decision on present values? (show the calculations) Which option will you choose if you base your decision on future values (show calculations)? Explain why your answers are either the same or different