Question: please please answer question 9 and 5 please Question 5 15 pts You are refinancing your home. You intend to borrow $512,000. The bank has

Question 5 15 pts You are refinancing your home. You intend to borrow $512,000. The bank has quoted you a rate of 2.75% (monthly compounding) with a 30-year amortization. The loan requires you to pay 1 point. What is the dollar amount of the points? Round your answer to the nearest dollar. What is the actual disbursement for the loan? Round your answer to the nearest dollar. What is the effective borrowing cost for the loan? Present your answer as a percentage, rounded to the nearest 1/100th of a percent (two decimal places) Question 9 25 pts You are refinancing a truck terminal you own as an investment. NOI is currently $148,000. An applicable cap rate is 7.15%. The lender has quoted you the following terms: 70% LTV ratio 4.5% interest rate (compounded monthly) 30-year amortization 1.45x DCR What is the indicated value? What is the maximum loan amount indicated by the LTV ratio? What is the maximum ADS indicated by the DCR? Based on the maximum ADS and the provided loan terms, what is the maximum loan amount indicated by the DCR? Round your answers to the nearest dollar
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