please please solve both problems urgently and perfectly. make sure to give correct answer of both questions urgently and perfectly. mention correct answer as you give for both questions

Suppose Apple's expected return is 15%. If the risk-free rate Rf is 5%, the expected return on the market E[Rm] is 12%, and Apple's beta is 1.3, then according to the CAPM: Apple's stock is over-priced Apple's stock is fairly priced Apple's stock is underpriced Not enough information to answer 2.5 points Who would be the primary loser if the IRS eliminated the tax-deductibility of interest expenses (i.e., the interest tax shield)? everyone would lose equally current bondholders current shareholders the US government