PLEASE PRINT CLEARLY AND SHOW ALL WORK. NO CURSIVE.

Problem 1) John deposited $10,000 into an account at his credit union. The money was left on deposit for 10 years. During the first five years he earned 9% interest, compounded monthly. The credit union then changed its interest policy so that the second five years he earned 6% interest, compounded quarterly. DRAW CASH FLOW DIAGRAM. a) b) How much money was in the account at the end of 10 years? Calculate the rate of return he received in the first 5 years, last 5 years and overall in the 10 years