Please read the list below. There are $50$ Personal Finance$$ related concepts

listed that may be directly aligned with the questions for the final exam.

Please review each concept as part of your preparation for Thursday$$s Final

Exam.

$1.$ The financial planning process

$2.$ Financial goals and

$3.$ Financial barriers

$4.$ Personal balance sheet

$5.$ Solvency and liquidity

$6.$ Equity, liability, and assets

$7.$ Types of securities

$8.$ Mortgage affordability

$9.$ How to obtain a mortgage

$10.$ The uniformed standards for expect borrowers

$11.$ Tax planning

$12.$ Objectives of tax planning

$13.$ Non$-$federal $/$ Other forms of taxes

$14.$ Depository financial institutions

$15.$ Savings & Loans banks

$16.$ Commercial banks

$17.$ Credit unions

$18.$ Credit card fees and interest rates

$19.$ Credit card statements, notice, and liability

$20.$ Guaranteed Student Loans

$21.$ Accrued interest

$22.$ Borrowing the add$-$on method

$23.$ Borrowing the simple interest method

$24.$ Business ethics.

$25.$Insurance$$

$26.$ Risk $($the four ways to deal with risk$)$

$27.$ Risk avoidance

$28.$ Term life insurance

$29.$ Whole life insurance

$30.$ Health insurance protection

$31.$ Health insurance protection$$s two types of losses

$32.$ Workers' compensation insurance

$33.$ Indemnity Plan health insurance

$34.$ Supplementary Medical Insurance

$35.$ Health Maintenance Organizations

$36.$ The Policyholder Deductible

$37.$ Homeowner, Personal Property Coverage

$38.$ Calculating the basic limits a homeowner$$s policy

$39.$ Investment capital

$40.$ An investment plan

$41.$ Speculating $($investments$)$

$42.$ Capital gains

$43.$ Equity, mortgage notes, and monthly rent

$44.$ Investing returns in the form of current income

$45.$ Fixed income securities

$46.$ Stock Dividends

$47.$ Dividend yield

$48.$ A company pension and Social Security income.

$49.$ Vested pension rights

$50.$ Proper estate planning