please respond to the following multiple choice -

What is the present value of $1,200 per year, at a discount rate of 10% if the first payment is received 10 years from now and the last payment is received 30 years from now?

a. $4,401.47

b. $6,200.00

c. $9,229.63

d. $10,378.43

e. $11,577.65

The projected cash flows of a potential investment is $150,000, $145,000, and $475,000 over the next three years, respectively. Applying an 9.5 percent rate of return, how much is the investment worth today?

a. $400,899

b. $473,436

c. $503,296

d. $619,703

e. $736,250

You want to open a savings account. There are five banks located in your area. The rates paid by banks A through E, respectively, are given below. Which bank should you select if your goal is to maximize your interest income? (compare the effective rates that actually applies to you each year)

a. 4.15 percent, compounded monthly

b. 4.48 percent, compounded semi-annually

c. 4.50 percent, compounded annually

d. 4.10 percent, compounded quarterly

e 4.40 percent, compounded quarterly