Question: Please select the case that answers the question. Thanks. I am a contractor. I installed LEDs in several houses. The LEDs were manufactured by Lightings

Please select the case that answers the question. Thanks. I am a contractor. I installed LEDs in several houses. The LEDs were manufactured by Lightings Plus, Inc. They provide the level of lighting promised, but they also emit radiation which has caused cancer in laboratory rats. A homeowner has sued me alleging property damage. Has the homeowner suffered property damage as defined by the CGL policy?

Travelers v. Eljer

Vandenberg v. Superior Court

Powerine v. Superior Court

US Fidelity and Guaranty v. Wilkin Insulation

None of the above

Please select the case that best answers the question. Thanks. I'm in California. When has a "suit" been commenced against me?

Central Illinois Light v. Home Insurance

Powerine v. Superior Court

Aerojet v. Superior Court

Vandenberg v. Superior Court

None of the above

Please select the case that answers the question. Thanks. Are "response costs" damages?

Aerojet v. Superior Court

Eljer v. Liberty Mutual

Vandenberg v. Superior Court

US Fidelity and Guaranty v. Wilkin

None of the above

Let's finish where we began, with the language of the CGL policy. Let's say that in the declarations page of your CGL policy, "you" are designated as a limited partnership. Who is also an insured, "with respect to the conduct of your business?"

Members of the partnership

Partners

Spouses of the partners

All of the above

I have a CGL policy. I rent a building in which my operations are housed. Four people stop by the building on a hazy winter day. Kenny, who rents an apartment on the upper level of the building and fell in his shower. Lenny, who came over to fix the furnace in the building. Mennypenny, who volunteers for me every Tuesday. Onepenny, who is my employee. Lenny, Mennypenny, and Onepenny all fell on the ice on the premises I own. Kenny, as you've read, fell in the shower in his apartment. All other things being equal, which person will receive medical payments under my policy related to their fall?

Kenny

Lenny

Mennypenny

Onepenny

None of the above

This will be a fun one. I have allowed you three attempts at this assessment, and I'm presenting only two options as answers to the following question. A gift This will be a fun one. I have allowed you three attempts at this assessment, and I'm presenting only two options as answers to the following question. A gift according to any definition. I am an insured under a CGL policy. I have a Caterpillar D-9 bulldozer. I ran out of toilet paper and the only accessible vehicle was the trusty bulldozer. I began to drive it toward the nearest Hy-Vee and was stopped by the friendly Highway Patrol Trooper. I was jailed for driving a non-wheeled piece of mobile equipment on a paved road. The judge set my bond at $250.00. I paid it. Will my insurer pay me back?

Yes

No

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