Question: Please select the case that answers the question. Thanks. I am a contractor. I installed LEDs in several houses. The LEDs were manufactured by Lightings
Please select the case that answers the question. Thanks. I am a contractor. I installed LEDs in several houses. The LEDs were manufactured by Lightings Plus, Inc. They provide the level of lighting promised, but they also emit radiation which has caused cancer in laboratory rats. A homeowner has sued me alleging property damage. Has the homeowner suffered property damage as defined by the CGL policy?
| Travelers v. Eljer | |
| Vandenberg v. Superior Court | |
| Powerine v. Superior Court | |
| US Fidelity and Guaranty v. Wilkin Insulation | |
| None of the above |
Please select the case that best answers the question. Thanks. I'm in California. When has a "suit" been commenced against me?
| Central Illinois Light v. Home Insurance | |
| Powerine v. Superior Court | |
| Aerojet v. Superior Court | |
| Vandenberg v. Superior Court | |
| None of the above |
Please select the case that answers the question. Thanks. Are "response costs" damages?
| Aerojet v. Superior Court | |
| Eljer v. Liberty Mutual | |
| Vandenberg v. Superior Court | |
| US Fidelity and Guaranty v. Wilkin | |
| None of the above |
Let's finish where we began, with the language of the CGL policy. Let's say that in the declarations page of your CGL policy, "you" are designated as a limited partnership. Who is also an insured, "with respect to the conduct of your business?"
| Members of the partnership | |
| Partners | |
| Spouses of the partners | |
| All of the above |
I have a CGL policy. I rent a building in which my operations are housed. Four people stop by the building on a hazy winter day. Kenny, who rents an apartment on the upper level of the building and fell in his shower. Lenny, who came over to fix the furnace in the building. Mennypenny, who volunteers for me every Tuesday. Onepenny, who is my employee. Lenny, Mennypenny, and Onepenny all fell on the ice on the premises I own. Kenny, as you've read, fell in the shower in his apartment. All other things being equal, which person will receive medical payments under my policy related to their fall?
| Kenny | |
| Lenny | |
| Mennypenny | |
| Onepenny | |
| None of the above |
This will be a fun one. I have allowed you three attempts at this assessment, and I'm presenting only two options as answers to the following question. A gift This will be a fun one. I have allowed you three attempts at this assessment, and I'm presenting only two options as answers to the following question. A gift according to any definition. I am an insured under a CGL policy. I have a Caterpillar D-9 bulldozer. I ran out of toilet paper and the only accessible vehicle was the trusty bulldozer. I began to drive it toward the nearest Hy-Vee and was stopped by the friendly Highway Patrol Trooper. I was jailed for driving a non-wheeled piece of mobile equipment on a paved road. The judge set my bond at $250.00. I paid it. Will my insurer pay me back?
| Yes | |
| No |
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