Please setup the following information for a histogram. This is a real dataset from a credit union, in which the charge$-$off information for $30,794$ customers are kept together with three variables, total monthly income, credit score, current years employed. Charge$-$off $($or bad accounts$)$ is defined as those customers who defaulted on $($failed to pay for$)$ their loan from a bank. Good accounts are those customers who are current in their payment. Apply

Use the number of bins $=20(22$ bins including the overflow and underflow bins$)$ for Intuition $1,$ and make sure you choose range properly to best show the distributions. Use number of groups $=40$ for Intuition $2.$