please show how to do in excel!

X 5 Calculating annuity payments - Excel ? 5 FILE HOME INSERT PAGE LAYOUT FORMULAS DATA REVIEW VIEW Sign In Calibri 11 AA % Paste B IU- - Alignment Number Cells Conditional Format as Cell Formatting Table Styles Clipboard Font Styles D17 X fx A B D E F G H 1 2 3 You want to be a millionaire when you retire in 40 years. How much do you have to save each month if you can earn an annual return of 10.5 percent? How much do you have to save each month if you wait 10 years before you begin your deposits? 20 years? 4 5 6 $ 7 1,000,000 40 12 10.5% 8 Amount needed Years to save Months per year APR Years to wait before beginning Years to wait before beginning Years to wait before beginning 9 10 11 10 20 12 13 14 15 Complete the following analysis. Do not hard code values in your calculations. All answers should be positive. 16 17 Monthly deposit if you begin today 18 19 Monthly deposit if you wait 10 years Sheet1 READY + 100% Attempt(s) 2/3 Hint