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$ 6,475 2. Bank A (Dollars in Millions) Assets Liability and Equity Cash $ 850 Deposits Securities 1,925 Other Borrowing Loans 5,400 Equity Others 975 Total Total $ 9,150 1,645 1,030 S 9,150 Income Statement Interest income on loans Interest income on securities Interest expenses Noninterest income Nonincome expenses Provision for loan loss Taxes NI $ 450 95 246 78 112 35 115 $ 115 | If the average net interest margin for this type of bank is 4.65 percent, then what is this particular bank's NIM? How does it compare to the industry average