Please state the answer as true or false and give a valid explanation.

1. The spread between 10-year government bonds and 2 year government notes is currently 5%

a. True/False

2. The market value of a banks net worth is defined as the value of its assets less the value of its liabilities. If a banks assets have less value than its liabilities, and the banks assets were liquidated some of the banks liabilities could not be satisfied.

a. True/False

3. The yield on the ten-year treasury note is lower today than in August of 2016.

a. True/false

4. The spread between 10-year and 2 year treasury notes is higher in August of 2017 than in August of 2016.

a. True/False