pls help answer these questions

Question 34 Who needs a living will? O Terminally ill patients O Grandparents O College Students O All of them need wills. Question 37 Which of the following statements is an example of loss control? O Wearing your seatbelt while driving Replacing the wiring in an old house Installing a sprinkler system in your house O All of the above are true Question 41 Trading in your Ferrari sports car for a Volvo station wagon would be an example of Risk retention Risk avoidance Risk transfer Risk reduction Question 48 Under which conditions should you consider buying insurance to manage risk? O Low frequency and low severity O High frequency and high severity Low frequency and high severity O High frequency and low severity