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You have been asked to analyze two mutually exclusive projects, one with a 3-year lifespan and the other with a 4-year lifespan. You should analyze the projects over years. 24 years 4 years 3 years 12 years At the half-way point through its term, the balance in a SINKING FUND will be Cannot be determined. Less than half of the savings goal. Exactly half the savings goal. More than half of the savings goal. Which category of (mortgage) borrowers is NOT subject to the new "stress test" rules? Existing borrowers who renew their mortgage with a new financial institution. New (first-time) borrowers whose down payment is greater than 20%. New (first-time) borrowers whose down payment is less than 20%. Existing borrowers who renew their mortgage with their existing financial institution