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Question 6 (5 points) Saved Question 2(B): The following model test the effect of Credit Score and Student status on Insurance Premium (response variable): Insurance Premium is in S and Credit Score is in number of units (increasing implies better credit worthiness and lower default risk). Student is a dummy variable, which is equal to 1 if a person is student and if the person is non- student Coefficient t-statistic p-value Intercept 105.2 -13.64 0.1 The total effect of credit score on Insurance Premium for non-students is = -4.17 and it is highly significant as p-value