Prepare common size balance sheets and income statements for the three-year period and discuss your observations. 2. Compute the ratios listed in Exhibit 3 for Anandam for the last two years over the three-year period and compare them with the industry average and discuss your observations. 3. Based on your common size and ratio analysis, would you, as the loan officer, grant the loan request? Please explain at least two reasons behind your decision. Notes: 1. "Long-term debt to total debt" should have been "long-term debt to total asset". 2. "Working capital" refers to "current assets - cash and cash equivalents - current liabilities". 3. Please complete your numerical analyses using Excel and specify the definitions you use when constructing ratios. 4. You can submit your write-up in a word file and your numerical analyses in an Excel file.