Present Value and Future Value Lloyd Inc. estimates that it will need $290,000 in 10 years to expand its manufacturing facilities. A bank has agreed to pay Lloyd 4% interest compounded annually if the company deposits the entire amount now needed to accumulate $290,000 in 10 years. Use the appropriate present or future value table: FV of $1, PV of $1, FV of Annuity of $1 and PV of Annuity of $1 Required: How much money does Lloyd need to deposit now? Be sure to use all digits shown on the table and round your answer to a whole dollar. $