Present value (with changing interest rates). Marty has been offered an injury setlement of $10,000 payable in 5 years. He wants to know what the present value of the injury settlement is i his opportunity cost is 3.5% The opportunity cost is the interest rate in this problem. What if the opportunity cost is 7.5%? What fit is 12%? If Marty's opportunity cost is 3.5%, what is the present value of the injury settlement? (Round to the nearest cent.)