Problem 17 (two points) (a) A 20-year old student wants to save $5 a day for retirement. Every day she places $5 in a drawer. At the end of the year, she invests the accumulated savings ($1,825) into brokerage account with an expected annual return of 8%. How much will she have at age 65? If she sticks to her plan, she will have $705,373 when she is 65. Excel: =FV0.08,45,-1825,0,0). (b) A 40-year old individual wants to have the same savings at 65 as you calculated in (a) above. How much would he/she have to invest for 25 years if the expected annual return was (a) 8%? (b) 12%