PROBLEM $3\mathrm{.}1$ Stephanie Simpson, a reporter for a major newspaper, has been assigned for the past three years to London. Other than the condo she owns in New York City, all of her property is with her in London. Over the past few years, Stephanie has spent faster than she has earned, and she now finds herself unable to keep up with her creditors.

Is Stephanie eligible to be a debtor under the Bankruptcy Code? Does it matter whether Stephanie is a citizen of the United States?