Problem 3 {3 points, 2 points each sub-question} In any given year the probability that a male driver makes a claim on his insurance is 211%. independently of other years. The equivalent probability in a female driver is 10%. An insurance company has. equal numbers of male and female drivers. Let us select one insurance policy holder at random. 1. 'W'hat is the probabilityr that the selected driver makes a claim this year? 2. 'W'hat is the probability the selected driver makes a claim in two consecutive years'.ill 3. If the insurance company selects a claimant at random [meaning this person makes a claim in the current year}, what is the probability that this claimant makes a claim in the following year? 4. Does. knowing that a claim has been made by a policy holder in one year increase or decrease or has no effect on the probability that a claim is also made in a second year? Explain Why