Problem $4-18$ A borrower and a lender agree on a $\backslash (\backslash$$ $245,000\backslash )$ loan at $5$ percent interest. An amortization schedule of $25$ years has been agreed on; however, the lender has the option to "call" the loan after five years. Required: If called, how much will have to be pald by the borrower at the end of five years? Note: Do not round intermediate calculations. Round your final answer to $\backslash (\backslash$mathbf$\{2\}\backslash )$ decimal places.