Problem (5) (15 points) Bob makes his first $100 deposit into a (special) IRA earning 6.5% compounded monthly on his 21st birthday and his last $100 deposit on his 40th birthday (240 equal deposits in all, 240 = 20years x12months/year). With no additional deposits, the money in the IRA continues to earn 6.5% interest compounded annually until Bob retires on his 70th birthday. How much is in the IRA when Bob retires? (Let us assume the number of years of earning 6.5% interest compounded annually is 30, 30 = 70 40.)