Problem $5-9$ Spreadsheet Problem: Future Values of an Ordinary Annuity and Annuity Due $($LG$5-6)$

What is the future value of a $$135$ annual payment over $10$ years if interest rates are $5$ percent using both end$-$of$-$year and beginning$-$of$-$year payments?

Note: Round your percentage answer to $2$ decimal places $($i$.$e$.,0\mathrm{.}1234$ should be entered as $12\mathrm{.}34).$