provide a response to this discussion and include citations The original article cited that $500 to $1 trillion was laundered annually in 2001. Current estimates from the United Nations Office on Drugs and Crime (2022) place this figure at $2 trillion annually, representing 2-5% of global GDP. The article referenced $10,000 currency transaction reporting thresholds, which remain unchanged under the Bank Secrecy Act (FinCEN, 2023). However, Suspicious Activity Report (SAR) filings have increased from 273,000 in 2001 to over 3.6 million in 2022 (FinCEN, 2023), demonstrating expanded regulatory scrutiny. Effectiveness of AML Laws Against Terrorism AML laws have had mixed success in combating terrorism. While FATCA has recovered $13.5 billion in offshore tax evasion since 2010 (IRS, 2023), tracking terrorist financing remains challenging. The U.S. Treasury reports that only 0.1% of global illicit financial flows are related to terrorism (Treasury Department, 2022), suggesting that AML efforts disproportionately target non-terrorism crimes. However, the 2019 dismantling of Hamas' cryptocurrency fundraising network (DOJ, 2022) demonstrates targeted successes when laws are precisely applied. Constitutionality and Efficiency Concerns Critics raise valid concerns about privacy and efficiency. The Cato Institute (2023) found that AML compliance costs U.S. businesses $46 billion annually, while 90% of SARs lead to no actionable findings (GAO, 2022). Fourth Amendment challenges have em