provide a summary, integrate the article information with current material, and explain how you or your circumstances can relate to the article. Guard Your Nest Egg Against Inflation's Bite --- There are pros and cons to almost every personal-finance option. Tergesen, A. (2022, Feb 16). Wall Street Journal. Tergesen, A. (2022, Dec 13). The 4% Rule for Retirees Comes Back --- Morningstar says it is now safer for higher initial withdrawals. Wall Street Journal