Purpose

This assignment is intended to help you learn to:

• Explain the types of commercial property and liability insurance.
• Teach back features of business owners policies.
• Analyze general features of business owners policies.

Action Items

1. Read Chapter 9 in Dalton et al (2020).
2. In a discussion post of 2-3 paragraphs, create a teaching plan based on the following prompt:
   1. If you were to teach an insurance planning course, how would you teach your students regarding this topic?
      • Select one type of business owners policy.
      • Include the protection and coverage of each type, and how you plan to teach about this particular type of business owners policy you chose.
      • Avoid choosing a type of coverage that has already been posted the same type of coverage cannot be posted twice.
      • Avoid limiting your choices to the coverage types in our textbook. Feel free to explore the myriad of business coverages available.
   2. Below are some commercial insurance programs that you may want to consider:
      • Employers Liability
      • Employee Benefits Liability
      • Employee Practice Liability
      • Directors and Officers Liability
      • Business Income and Extra Expense
      • Hired and Non-Owned Auto Coverage
      • Special Events Liability
      • Event Cancellation Coverage
      • Inland Marine
      • Professional Liability
      • Errors and Omissions Coverage
      • Boiler & Machinery Coverage
      • Commercial Fleet Coverage
      • Commercial Crime Coverage
      • Third Party Fidelity
      • Liquor Liability
      • Cyber Liability
      • Data Breach Coverage

3. Then, by the due date indicated, post your plan.
4. By Sunday, respond to at least 2 of your peers.
   1. Your posts should be substantial, thoughtful, and engaged. One-word responses are unacceptable.